Myth # 1 Household Insurance Quotes are Expensive
The Insurance salesman will always think about his commission so why bother. All Insurance prices are the same. They have the same thing to say and the same products and services. So why bother, wasting your time asking for quotations when all you get is exactly the same information with just different marketing schemes and different advertising slogans. Bust it! Window shopping is still the best. There is a competitive market out there that is aimed at getting your business so they should be as unique as possible to be able to stand out from the rest and get your attention. With the global crisis today, the consumer is wiser than before. Take time to get all those quotes and for sure you will get the best product for your most valuable asset. Studies show that the average consumer saves up to 70% when they read and compare.
Myth #2 Home Insurance: Who needs it?
Who needs it? Am sure nothing will happen to your home? Not all homes get burned down every day. And with all these durable housing materials nothing should happen until ten or more years. You may be thinking, well I do not live in a tornado State what could possibly happen? Insurance just makes the insurance companies richer they get your money and keep it. Bust it! Your home is a sanctuary for your family. And you would like to protect your family, right? unforeseen incidents, like natural disasters and tragedies do happen. Your most valuable assets should be protected, it took you so many years to pay for it. You have so much time invested in building it and everything can be gone in an instant. If you save money in the bank for a “rainy day” as they say, getting a household insurance is the same. You save money for your home when your home needs it. Try to set a portion of that savings aside for household Insurance. It’s your investment for your “investment”.
Myth # 3 Household Insurance does not have everything I need.
Home Insurance does not enumerate all that I need. I need a policy that covers natural disaster would it also cover burglary or theft. Or do I need to pay separate premium rates. Bust it! That is when your “window shopping” is very vital in this case. The market is so huge you should be able to find the perfect shoe that fits. If you value your child’s education, you do take time to search for the best universities that at the same will fit your budget. Now protecting your home and everything in it will also have the same value, it can easily be done by getting the right home insurance. You search and get the details and evaluate which one is best suited for you and your family. It is as valuable as the Home you have purchased or have built. You need to invest time and effort to finding the best policy that would satisfy your needs at a price you will certainly afford.
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